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Course Goals |
The aim of this course is to set an understanding on loan operations in Turkish banking system. In this framework, main concepts of money market and banking will be explained. Loan management, loan process in the banks, operations, interest rate, cost of deposit and loans are the issues that will be discussed. Legal issues will be tought. |
Prerequisite(s) |
No |
Corequisite(s) |
No |
Special Requisite(s) |
No |
Instructor(s) |
Lecturer Tanju Eski |
Course Assistant(s) |
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Schedule |
Monday, 11:00-12:50 /3B04
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Office Hour(s) |
Monday 3B04 |
Teaching Methods and Techniques |
Througout the lecture, current operations of the banks will be explained and cases will be used. Althouh there are some books given as principle sources there will be no text book to refer directly. Student are expected to prepare home works and projects. Some professionals from the sector will be invited to give seminars.
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Principle Sources |
1. Eski, Tanju, (2013) Kredi İşlemleri, İstanbul, Filiz Kitabevi.
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Other Sources |
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Course Schedules |
Week |
Contents |
Learning Methods |
1. Week |
Turkish banking system and main agregates.
Balance sheet of the banks
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Oral presentation, power point presentation. |
2. Week |
Definition of Loan and its importance for the banks.
Definition |
Oral presentation, power point presentation. |
3. Week |
Loan process
Elements of Loan, Loan concepts
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Oral presentation, power point presentation. |
4. Week |
Interest Rate (Simple Rate, Compound rate)
Main calculation methods of Interest Rate |
Oral presentation, power point presentation, homework |
5. Week |
Loan types
Cash Credit (commercial, individual),
non-cash loans
Loan types by sources, by term structure
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Oral presentation, power point presentation |
6. Week |
Personal/Consumer Credits (loans)
Its operations and conditions
Amortization table (method of calculation) |
Oral presentation, power point presentation, homework |
7. Week |
Non-cash Loans
Letter of Credit, guarantees
Acceptance letter |
Oral presentation, power point presentation. |
8. Week |
EXAM |
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9. Week |
Loan assurance (pledge)
Type of assurance
Sources of Loans |
Oral presentation, power point presentation. |
10. Week |
Principles of Loan allocation and placement
Loan process / Bank application
Financial analysis and collecting information |
Oral presentation, power point presentation, seminar by a professional |
11. Week |
Loan process
Financial analysis and collecting information
Main purposes of Loan analysis |
Oral presentation, power point presentation. |
12. Week |
Loan process
Financial analysis and collecting information
Main purposes of Loan analysis |
Oral presentation, power point presentation. |
13. Week |
Loan follow-up process
Firms
Sektors |
Oral presentation, power point presentation. |
14. Week |
Ending-up Loan Lines
Main mistakes causing non-performing loans-Restriction of Loans
Legal restrictions
Loan regulations
Non-performing loans-Provisions regulation
How do bank make provision for NPL |
Oral presentation, power point presentation, home work. |
15. Week |
Final Exam |
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16. Week |
Final Exam |
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17. Week |
Final Exam |
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