Course Code	Semester	Course Name	LE/RC/LA	Course Type	Language of Instruction	ECTS
IBS0005		Basic Loan Procedures	2/0/0	DE	Turkish	2

Course Goals	The aim of this course is to set an understanding on loan operations in Turkish banking system. In this framework, main concepts of money market and banking will be explained. Loan management, loan process in the banks, operations, interest rate, cost of deposit and loans are the issues that will be discussed. Legal issues will be tought.
Prerequisite(s)	No
Corequisite(s)	No
Special Requisite(s)	No
Instructor(s)	Lecturer Tanju Eski
Course Assistant(s)
Schedule	Monday, 11:00-12:50 /3B04
Office Hour(s)	Monday 3B04
Teaching Methods and Techniques	Througout the lecture, current operations of the banks will be explained and cases will be used.  Althouh there are some books given as principle sources there will be no text book to refer directly.  Student are expected to prepare home works and projects. Some professionals from the sector will be invited to give seminars.
Principle Sources	1. Eski, Tanju, (2013) Kredi İşlemleri, İstanbul, Filiz Kitabevi.
Other Sources

Course Schedules
Week	Contents	Learning Methods
1. Week	Turkish banking system and main agregates. Balance sheet of the banks	Oral presentation, power point presentation.
2. Week	Definition of Loan and its importance for the banks. Definition	Oral presentation, power point presentation.
3. Week	Loan process Elements of Loan, Loan concepts	Oral presentation, power point presentation.
4. Week	Interest Rate (Simple Rate, Compound rate) Main calculation methods of Interest Rate	Oral presentation, power point presentation, homework
5. Week	Loan types Cash Credit (commercial, individual), non-cash loans Loan types by sources, by term structure	Oral presentation, power point presentation
6. Week	Personal/Consumer Credits (loans) Its operations and conditions Amortization table (method of calculation)	Oral presentation, power point presentation, homework
7. Week	Non-cash Loans Letter of Credit, guarantees Acceptance letter	Oral presentation, power point presentation.
8. Week	EXAM
9. Week	Loan assurance (pledge) Type of assurance Sources of Loans	Oral presentation, power point presentation.
10. Week	Principles of Loan allocation and placement Loan process / Bank application Financial analysis and collecting information	Oral presentation, power point presentation, seminar by a professional
11. Week	Loan process Financial analysis and collecting information Main purposes of Loan analysis	Oral presentation, power point presentation.
12. Week	Loan process Financial analysis and collecting information Main purposes of Loan analysis	Oral presentation, power point presentation.
13. Week	Loan follow-up process Firms Sektors	Oral presentation, power point presentation.
14. Week	Ending-up Loan Lines Main mistakes causing non-performing loans-Restriction of Loans Legal restrictions Loan regulations Non-performing loans-Provisions regulation How do bank make provision for NPL	Oral presentation, power point presentation, home work.
15. Week	Final Exam
16. Week	Final Exam
17. Week	Final Exam

Assessments
Evaluation tools	Quantity	Weight(%)

Program Outcomes PO-1 To know the responsibility about the position of their job in the field of banks and insurance companies. PO-2 To explain the importance of research and development issues of their related field by means of individual or group studies. PO-3 To understand the importance of follow-up the legislation in the field of profession. PO-4 To express the importance of the banking for national economy and businesses. PO-5 To do work of their related field by using computer. Store information and using stored information. PO-6 To take responsibility in the management levels. PO-7 Finding practical solutions against the problems to business activities and giving the right decision. PO-8 Assuming responsibility in finance and banking sector and after providing legal terms opened his/her own office on behalf of, train qualified manpower. PO-9 Analysis and interpretation balance sheet and income statement of a business. PO-10 To make Bank and insurance accounting. PO-11 Equipped in terms of customer relations and human resources PO-12 To receive general information in banking and insurance and be informed about the bank and insurance law. PO-13 To know camputer programmes well about of the profession. PO-14 To have knowledge about professional English in banking and insurance.

Learning Outcomes LO-1 Current developments in the banking sector will be tought. LO-2 The main concepts of tyhe loan will be tought. LO-3 Student will learn the relations between deposit and loan and how to calculate the cost of deposit and loan LO-4 Student will learn the types of loans (credits) and how to place them. LO-5 Student will learn the non performing loan and the legal rules to overcome the problem.

Course Assessment Matrix:

PO 1

PO 2

PO 3

PO 4

PO 5

PO 6

PO 7

PO 8

PO 9

PO 10

PO 11

PO 12

PO 13

PO 14

LO 1

LO 2

LO 3

LO 4

LO 5